Payday Loans UK

Representative 305.9% APR.

Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable). Representative 305.9% APR. We are a broker not a lender. We don’t charge fees. We don’t sell your personal information.

How does Payday Wiz work?

Consider using Payday Wiz. Here's how to get started.

1. Apply Online

Apply online using our simple application form. It takes less than 60 seconds.

2. Choose Loan Amount

Choose how much you’d like to borrow and fill out a few simple details.

3. Receive Cash

The money will be deposited into your bank account within minutes of approval!

Why choose Payday Wiz


100% online application, fill out our simple online form.


Your details are secure with us, we won’t share personal info.


Get your money fast, in your bank within minutes of approval.

Payday Wiz - Collection Practices

If you are unable to make your arranged repayment date then you must contact your loan provider directly as soon as possible so they can help amend you situation and help you get your payments back on track.

Getting in touch with your lender as soon as possible will give you the best opportunity to reschedule your loan repayments or discuss further potential options in further detail to avoid adverse action.

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to then attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.

Get Payday Loans no Debit Card for a Variety of Unexpected Expenses

Payday loans no debit card are short-term cash loans UK that are offered to salaried people to successfully bridge the gap between two consecutive paydays, in situations where unexpected and unavoidable costs arise before payday. It’s possible to apply for a £100 payday loan or a lump sum of any amount up to £1000 to help you out of your financial black hole. We work with a large panel of online payday lenders to bring you short term loans that are available for a period up to 31 days or until your next payday, whichever comes first. Pay day loans from these payday lenders offer a solution to short term credit needs such as paying unexpected bills, fixing a broken down vehicle, paying for emergency child care, repairing a broken boiler, or paying for emergency building work.

If you are looking for a longer-term loan then you could apply on our website: PaydayWiz.Co.UK, which focuses on payday loans and also installment loans, over a longer period of 3, 6, 9 or 12 months. We are working in collaboration with many payday loan and long term lenders in the United Kingdom. We do our best to match your application with an appropriate lender for your circumstances. Please make sure to be honest on your application form to allow lenders to make the best assessment of your situation.

Apply Now for Payday Loans no Debit Card with Payday Wiz

PaydayWiz offers payday loans no debit card  in small amounts ranging from £100 – £1,000. New customers may not be offered the full £1000 on their initial application because lenders like to build up a relationship with people first before they allow the higher value advances. However, if you show a lender that you can pay back on time, then if you come to need a cash loan again in the future; there is a good chance that you will be able to borrow a larger amount.

Make it Easy on Yourself with Payday Wiz Payday Loans no Debit Card

To eligible to apply for fast payday loan with PaydayWiz.Co.UK you must be over 18 years of age, you must be a UK resident, in regular employment, earning a minimum of £500 net a month. You must have a valid bank account with a debit card attached. If you apply today and you are approved then the money will be sent to your bank account wither today or on the next working day. All you need to do is fill out a simple online application form, including your personal, banking and employment details. Our panel of over 40 lenders will review your application and if we find a suitable lender for you, they will inform you of your approved loan status and make arrangements to transfer the money to you.

Lenders will carry out a credit check during your online application but please be assured that you will only ever receive one credit check per application. The credit check will register on your credit profile so that anyone else you have a financial relationship with in the future will know that you have applied for this line of credit. Please be aware that if you do not meet the Terms and Conditions of your agreement with the lender and pay back in full and on time then they will reserve the right to inform Credit Reference Agencies and contact Debt Recovery Agencies in order to collect the outstanding amount which will then come with additional charges. This would adversely affect your credit record. Unpaid amounts may have severe consequences including making access to credit more difficult or complicated, and/or more expensive in future.