Representative 277.5% APR:
Representative Example: - Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable).
Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk
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Payday loans are short-term cash loans UK that are offered to salaried people to successfully bridge the gap between two consecutive paydays, in situations where unexpected and unavoidable costs arise before payday. It’s possible to apply for a £100 payday loan or a lump sum of any amount up to £1000 to help you out of your financial black hole. We work with a large panel of online payday lenders to bring you short term loans that are available for a period up to 31 days or until your next payday, whichever comes first. Pay day loans from these payday lenders offer a solution to short term credit needs such as paying unexpected bills, fixing a broken down vehicle, paying for emergency child care, repairing a broken boiler, or paying for emergency building work.
If you are looking for a longer-term loan then you could apply on our website: PaydayWiz.Co.UK, which focuses on payday loans and also installment loans, over a longer period of 3, 6, 9 or 12 months. We are working in collaboration with many payday loan and long term lenders in the United Kingdom. We do our best to match your application with an appropriate lender for your circumstances. Please make sure to be honest on your application form to allow lenders to make the best assessment of your situation.
PaydayWiz offers loans in small amounts ranging from £100 - £1,000. New customers may not be offered the full £1000 on their initial application because lenders like to build up a relationship with people first before they allow the higher value advances. However, if you show a lender that you can pay back on time, then if you come to need a cash loan again in the future; there is a good chance that you will be able to borrow a larger amount.
To eligible to apply for fast payday loan with PaydayWiz.Co.UK you must be over 18 years of age, you must be a UK resident, in regular employment, earning a minimum of £500 net a month. You must have a valid bank account with a debit card attached. If you apply today and you are approved then the money will be sent to your bank account wither today or on the next working day. All you need to do is fill out a simple online application form, including your personal, banking and employment details. Our panel of over 40 lenders will review your application and if we find a suitable lender for you, they will inform you of your approved loan status and make arrangements to transfer the money to you.
Lenders will carry out a credit check during your online application but please be assured that you will only ever receive one credit check per application. The credit check will register on your credit profile so that anyone else you have a financial relationship with in the future will know that you have applied for this line of credit. Please be aware that if you do not meet the Terms and Conditions of your agreement with the lender and pay back in full and on time then they will reserve the right to inform Credit Reference Agencies and contact Debt Recovery Agencies in order to collect the outstanding amount which will then come with additional charges. This would adversely affect your credit record. Unpaid amounts may have severe consequences including making access to credit more difficult or complicated, and/or more expensive in future.